• Eligibility
  • TLC Commercial
  • List Your Business
  • About
Contact

Footer

TLC Pty Ltd.SydneyNSW1300 045 047

more on tlc

  • Mon to Thu 9am-5pm
  • Fri 9am-4pm
  • List your Business
  • TLC Commercial
  • Contact Us

additional info

  • Q&A
  • Blog
  • Testimonials
  • Privacy Policy
  • Disclaimer

Being social

  • Linkedin
  • Facebook
  • Instagram

Privacy Policy / TLC Pty Ltd. | ACN 623 119 219 Authorised under Australian Credit License number 509691 | © 2026 All rights reserved.

Payment plans provided by Total Lifestyle Credit Pty Ltd, Australian Credit licence 509691 (TLC). For approved customers only. Terms, conditions, fees and charges apply. For a payment plan with TLC, interest rates differ depending on a number of factors, including the information you provide TLC and their assessment of your application.

Payment terms range from 24 to 84 months. All applications are subject to TLC lending and approval criteria. Speak to TLC direct for a quote based on your personal circumstances and for the full terms and conditions. A full credit and financial assessment would need to be completed prior to acceptance of any offer or product.

WARNING: The comparison rates are true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

EXAMPLE: For a payment plan for $30,000 over 60 months with the minimum interest rate of 6.99% p.a. (8.25% p.a. comparison rate), the total amount payable would be $36,711 (including a $250 establishment fee and a $13 per month service fee). WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

It's as easy as
TLC!

$30000
Apply

Welcome to TLC!

Total Lifestyle Credit specialises in personal loans tailored to your unique needs, offering payment plan solutions for medical, dental, lifestyle, and wedding expenses. With loan amounts ranging from $2,001 to $70,000 TLC ensures you receive the financial support you need.

Our easy, online application process and transparent terms provide a personalised, stress-free service. Whether you are undergoing a medical procedure, planning a wedding or pursuing lifestyle enhancements, TLC is committed to making the borrowing experience seamless and straightforward. Trust TLC for competitive rates, flexible repayment options, and exceptional customer service, ensuring your financial peace of mind.

Treat yourself to some TLC and let us take care of the rest!

Medical
  • Bariatric Surgery
  • Cosmetic Treatment
  • Ent Surgery
  • Eye Surgery
  • Apply Now
Dental
  • Cosmetic Dental
  • Dental Implant
  • Endodontic Fees
  • Dental
  • Apply Now
Lifestyle
  • Art And Sculpture
  • Debt Consolidation
  • Education
  • Garages
  • Apply Now
Vehicle
  • Car Repair And Upgrade
  • Dealer Purchase
  • Motorcycle
  • Private Purchase
  • Apply Now
Wedding
  • Engagement Ring
  • General Wedding Costs
  • Honeymoon
  • Jewellery
  • Apply Now
Veterinary
  • Pet Products
  • Pet Purchase
  • Pet Vacation
  • Vet Care Expenses
  • Apply Now

The right decision

At the right time

Years in business
0
Applications to date
0
Amount requested
$0
Business affiliates
0

We've been in business for over 22 years, and have helped over 66,785 Australians with their loan applications.

Loved by people like you.

Our service is so simple that people can’t help but fall in love with it. Simplicity is easy when you just skip tons of mission-critical features.

Latest News

Stay tuned into the world of finance and business.

February 5th, 2026Dental Surgery Loan

What Are the Options Available for a Dental Surgery Loan?

Get a dental surgery loan with TLC to cover treatment costs, flexible repayments and quick approval, helping you manage dental expenses with ease.

January 30th, 2026Orthopaedic Surgery Loan

How to Qualify for an Orthopaedic Surgery Loan Quick

TLC explains how to qualify for an orthopaedic surgery loan with ease. Understand requirements, approval steps, and repayment options.

January 21st, 2026eye surgery loan

Fast Approval Tips for Eye Surgery Loan in Australia 2026

Get quick approval for your eye surgery loan in Australia with TLC. Expert tips to secure funding smoothly and efficiently in 2026.

April 9th, 2026Dental Implant Loan

Best Dental Implant Loan for Quick Cash | TLC 2026

Secure fast funding with TLC's dental implant loan in 2026. Affordable options and flexible plans make your dental treatment simple and stress-free.

March 26th, 2026vascular surgery loan

Is a Vascular Surgery Loan in Australia Worth It for Medical Costs?

Assess if a vascular surgery loan in Australia suits your medical costs. TLC offers tailored finance options to support timely, high-quality care.

March 11th, 2026Dental Loan

Why a Dental Loan Is the Smart Way to Pay for Your Smile

TLC provides a simple way to finance treatment. A dental loan helps patients handle dental costs while keeping repayments organised and affordable.

March 6th, 2026Orthodontic Treatment Loan

Orthodontic Treatment Loan Benefits: Spread Dental Costs with Ease

TLC offers orthodontic treatment loan options to manage dental expenses easily. Enjoy flexible finance plans and quality treatment without financial strain.

February 26th, 2026IVF programs loan

What You'll Need for an IVF Program Loan Approval

Get approved for IVF programs loan via TLC. Learn eligibility, paperwork & financial checks needed for smooth fertility funding.

February 19th, 2026Glaucoma Surgery Loan

Glaucoma Surgery Loan for 2026 Available in Australia

Get easy approval for a glaucoma surgery loan with TLC in 2026 Australia. Flexible terms and fast processing for your eye care needs.

February 12th, 2026IVF Treatment Loan

Compare IVF Treatment Loan and Save Money in Australia

Compare IVF treatment loan options with TLC in Australia. Find flexible repayment plans, lower interest rates, and smart ways to save on fertility care.

February 5th, 2026Dental Surgery Loan

What Are the Options Available for a Dental Surgery Loan?

Get a dental surgery loan with TLC to cover treatment costs, flexible repayments and quick approval, helping you manage dental expenses with ease.

January 30th, 2026Orthopaedic Surgery Loan

How to Qualify for an Orthopaedic Surgery Loan Quick

TLC explains how to qualify for an orthopaedic surgery loan with ease. Understand requirements, approval steps, and repayment options.

January 21st, 2026eye surgery loan

Fast Approval Tips for Eye Surgery Loan in Australia 2026

Get quick approval for your eye surgery loan in Australia with TLC. Expert tips to secure funding smoothly and efficiently in 2026.

April 9th, 2026Dental Implant Loan

Best Dental Implant Loan for Quick Cash | TLC 2026

Secure fast funding with TLC's dental implant loan in 2026. Affordable options and flexible plans make your dental treatment simple and stress-free.

March 26th, 2026vascular surgery loan

Is a Vascular Surgery Loan in Australia Worth It for Medical Costs?

Assess if a vascular surgery loan in Australia suits your medical costs. TLC offers tailored finance options to support timely, high-quality care.

March 11th, 2026Dental Loan

Why a Dental Loan Is the Smart Way to Pay for Your Smile

TLC provides a simple way to finance treatment. A dental loan helps patients handle dental costs while keeping repayments organised and affordable.

March 6th, 2026Orthodontic Treatment Loan

Orthodontic Treatment Loan Benefits: Spread Dental Costs with Ease

TLC offers orthodontic treatment loan options to manage dental expenses easily. Enjoy flexible finance plans and quality treatment without financial strain.

February 26th, 2026IVF programs loan

What You'll Need for an IVF Program Loan Approval

Get approved for IVF programs loan via TLC. Learn eligibility, paperwork & financial checks needed for smooth fertility funding.

February 19th, 2026Glaucoma Surgery Loan

Glaucoma Surgery Loan for 2026 Available in Australia

Get easy approval for a glaucoma surgery loan with TLC in 2026 Australia. Flexible terms and fast processing for your eye care needs.

February 12th, 2026IVF Treatment Loan

Compare IVF Treatment Loan and Save Money in Australia

Compare IVF treatment loan options with TLC in Australia. Find flexible repayment plans, lower interest rates, and smart ways to save on fertility care.

February 5th, 2026Dental Surgery Loan

What Are the Options Available for a Dental Surgery Loan?

Get a dental surgery loan with TLC to cover treatment costs, flexible repayments and quick approval, helping you manage dental expenses with ease.

January 30th, 2026Orthopaedic Surgery Loan

How to Qualify for an Orthopaedic Surgery Loan Quick

TLC explains how to qualify for an orthopaedic surgery loan with ease. Understand requirements, approval steps, and repayment options.

January 21st, 2026eye surgery loan

Fast Approval Tips for Eye Surgery Loan in Australia 2026

Get quick approval for your eye surgery loan in Australia with TLC. Expert tips to secure funding smoothly and efficiently in 2026.

View all articles